Peace of Mind
Our clients
have peace of mind in having a positive cash flow because
Universal guarantees the purchase of invoices. Uncertainty
regarding cash flow is hereby removed, and your company
can be more positive about the future and sell more aggressively. This is because
funds are not locked up anymore and new orders are more easily filled, employees, utilities and vendors are paid on time and debt payments to other organizations (like credit card companies) can be more easily made in a timely manner.
We take on the worry regarding your clients making their payments. Instead of your business chasing down slow or no pay clients, we fund you the first day you make an invoice and do all of the collection work for you.
A Good Backup Plan
In
today's competitive economic environment,
businesses are under constant pressure to
maintain stability as well as profitability. Companies can spend too much time and money on the collection of their receivables (which is what are here to help you with). We collect your receivables for you. Not only do we provide you with business capital, we also minimize your bad debt by gently making sure your clients pay on time.
Business owners worry if they will get paid for goods and services that have been shipped or provided, which in turn causes anxiety for business owners who need an cash flow. We make funds available on a ongoing basis. This helps relieve worry about the future and literally allows business owners to rest more easily at night. Our funds help you make payroll, pay for high fuel costs, provides for all other business expenses and helps with company growth.
Cash
tied up in A/R can become a problem for any company. As your
business grows, capital can become frozen
into accounts receivable. This is where Universal comes in. We give you cash within 4 hours after you become a client.
Our factoring program is designed to free
up your capital from your A/R so you can use it.
Increase Profitability
and Remove Hindrances to New Sales
Is your company lacking a financial cushion, or do you experience seasonal fluctuations in demand for your product or service? Are you worried about recessionary pressures on your business and the economic stability of your clients?
Many companies do not want to worry about getting paid by their clients 60 or 90 days after they send out their invoices.
We have an entire department specializing in relieving you from this type of financial burden on your business.
Credit Reparation (When Needed)
Although not the norm, some businesses may suffer from a less-than-perfect credit score. Factoring can be a creative way to repair the credit of a business or a business owner, when credit reparation is needed. Although, a large majority of invoice factoring clients have perfect or okay credit, we do have a special program which we can be implemented to aid in the repairing of credit scores who need it.